PLAN FOR THE WORST...PRAY FOR THE BEST...





When an Senior suffers a major health crisis, the decisions they face affect the quality of life for themselves
and their family. Long-term care and medical conditions easily drain a family of their life savings, leaving the
Senior and their family with few, if any, other resources available. Suddenly, they are at the mercy of restrictive
bureaucratic system offering cold comfort for their lifetime of hard work, paying taxes, and serving their
country.

If disaster has already struck, your options are extremely limited…but in you still have legal options. No matter
what you’ve heard, you need to hear the legal facts and the legal options available in your unique situation.

Individuals and families of your generation are faced with juggling overwhelming legal, health care, and
financial matters when a need for long term care arises. Very few legal and financial professionals--and even
fewer individuals and families--understand all of the complex federal and state administrative regulations and
eligibility requirements that can help them pay for this care.

MEDICURITY specializes in helping families correctly and legally allocate assets and income to meet eligibility
guidelines for Kentucky, Indiana, and Ohio Medicaid when a family member requires long-term care in home or
a nursing facility.  Why Spend down assets unnecessarily?  Medicaid regulations are complex and confusing,
and we can help you put in place the strategies to:

  • Maintain your standard of living
  • Protect your life savings
  • Maximize income for the benefit of you or a spouse
  • Preserve an estate for your loved ones
  • Qualify your loved one for state medical assistance at the earliest possible date.  Our experienced
    specialists help you:

Common Medicaid Myths:

  • You must 'spend down' everything on care?
  • If you give away assets, you are automatically disqualified for 36 months?
  • It is illegal to give away assets to qualify for Medicaid?
  • You can give each of your children and grandchildren up to $11,000 without affecting Medicaid
    eligibility?
  • A Living Trust will protect your assets from Medicaid?
  • Once in a nursing home, there is nothing you can do to protect assets?

Your financial future and well-being depend upon knowing the facts.  

Federal and State laws continuously change.  The diligence of a Medicaid specialist is required to apply the
correct information and make the right financial choices in planning, implementing, and organizeing a Medicaid
approval.  Medicaid Planning is not a crime (New York State Bar v. Janet Reno), though bureaucrats suggest
that “giving your money away” places a burden on the government and tax payers. Fact is, certain
administrative laws are in place.  Like tax planning, Medicaid Planning is a way to save taxes to your estate
upon your passing, as well as protect assets from being depleted by catastrophic events while you are alive.

If you are not comfortable with the traditional Medicaid planning technique of “gifting”, there are options.  In
fact, the Asset Protection Specialists at MEDICURITY will recommend ways to use financial resources to
maintain a comfortable quality of life, provide for a family member or charity, and prevent your fear of outliving
your money from coming true.

We Will Get You Approved

Give us a call today and find out more about how to qualify for Medicaid and Veteran's Benefits for the the
aged and disabled.  We have agents located in Kentucky, Ohio, and Indiana. Our experts can assist with long-
term care benefits through VA and Medicaid throughout the United States.